What You Need to Get a Car Loan

Documents needed for car loan application

At MS Car Loans, our team is here to work with you to help you attain a competitive automotive financing rate. While we're eager to work with you, get to know you, and help you get what you deserve, you'll still need to bring in a bit more than just a smile and a handshake.

So, what exactly do you need to bring when applying for a new car loan? Our team has compiled a list to make things easy on you!

Proof of Income

This one may seem obvious, but a lender always wants to have an idea of where the money will be coming from to pay back the loan! In most situations, a few recent paystubs or bank statements will suffice to establish a steady source of income.

Financing a Hyundai near Jackson MS

Proof of Insurance

Just like buying a vehicle in general, you won't be able to take out a loan for a vehicle without showing that it's insured. For many drivers, a quick call from the dealership takes care of things.

We suggest shopping around for insurance beforehand. If you've narrowed down your vehicle search and found the Hyundai or Kia you want to finance near Jackson, MS, then you can start comparing rates with different providers ahead of time to find the best rate!

Proof of Identity

As you've likely noticed by now, the documents you bring when applying for a loan are mostly just proof of different factors. Don't worry, though, these next two are both pretty straightforward!

Kia car loans near Jackson MS

Needless to say, you'll need to bring proof of your identity. Like renewing your license, this requires a certain number of points of identification. In most cases, a signed photo ID, a current utility bill in your name, and a few recent bank statements (which you will likely already have as part of your proof of income) will cover it.

Proof of Residence

Last up is proving your address. A current utility bill (which you already grabbed as proof of identity) will suffice, assuming it's in your name and was delivered to your current address.

With your documents in order, the next step is to contact our Kia and Hyundai financing department serving Jackson, MS, to talk with our team and get the ball rolling! Give MS Car Loans a call at (877) 964-0040 to get started.

Jackson MS area new car financing application


MS Car Loans

450 Steed Road
Directions Ridgeland, MS 39157

  • Sales: (877) 964-0040


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